FINQ Review – Here’s What I Think… (July 2024)

FINQ is designed to empower investors to make informed investment decisions with data-driven insights. It addresses the common challenges faced by new investors, such as a lack of knowledge and confidence, by providing accessible, clear, and actionable information. FINQ aims to evoke a sense of empowerment, freedom, and confidence in its users.

What is FINQ?

FINQ is an AI-powered investment platform for everyone, where big data and science replace the outdated human intermediary. Using big data and cutting-edge science, FINQ analyzes the entire market continuously to offer objective and practical investment solutions. FINQ’s technology eliminates the biases and shortcomings of human intermediaries and allows everyone to invest with confidence and clarity.

Summary

• FINQ empowers investors with data-driven insights.
• Comprehensive educational resources.
• User-friendly interface and community support.
• Robust performance and security measures.
• Flexible pricing plans to suit different needs.

The problem FINQ is looking to solve

Today, anyone who wants to invest in the capital market needs access to quality research, pay a fund manager, talk to a banker, broker, or robo-chat on a trading platform, and all that before even considering investment strategy, risk tolerance, and how much money to invest. For someone with a job, family, friends, and an endless list of errands, this task is too big to handle. And so, most people either give up on the idea and leave their money in a savings account or use a financial middleman for the task. But savings accounts yield low returns, and middlemen are expensive, biased, unable to process big data, and don’t always represent their customers’ interests.

FINQ is here to change that.

We’ve built an AI-powered investment platform that provides 100% objective and continuous investment insights of stocks, ETFs, and mutual funds. Its science-based insights are optimized to reduce costs and maximize profit, and are practical and easy to execute.

Let FINQ do the FINQING for you.

FINQ’s approach to data and technology

FINQ transforms retail investing by addressing the overload of conflicting, unstructured, and incoherent data that investors face. Traditional financial intermediaries cannot process big data effectively, resulting in biased and outdated recommendations. FINQ collects, structures, and analyzes data from various sources, including crowd wisdom, professional wisdom, and company-specific fundamentals. By using AI, FINQ provides continuous and relative rankings of S&P500 stocks, offering transparent and objective investment insights.

FINQ’s breakthroughs

1. Collecting and structuring data
   • FINQ aggregates data from raw assets, media, social platforms, professional research, and company fundamentals, creating a comprehensive big data warehouse.
2. Investment support data
   • FINQ eliminates marketing biases and provides scientifically validated data, breaking down complex products into their basic assets and assessing true value and risk.
3. Continuous output
   • FINQ continuously collects and processes data, producing consistent and updated investment insights.
4. Creating applicable solutions
   • FINQ offers three types of continuous portfolios aimed to outperform market indices, providing clear buy and sell actions for users.
5. Exceptional results
   • FINQ’s technology has proven to outperform the market by over 32%.

• As of May 24th, FINQFIRST outperformed the S&P 500 by 32.33%.

FINQ Review: Features

1. Relative and continuous data analysis and rankings

FINQ provides relative and continuous data analysis and rankings to help users understand market trends and make informed decisions, fostering confidence in their financial strategies.

2. Educational resources

A comprehensive library of articles on investment basics, strategies, and market analysis, equipping users with the knowledge needed to make informed decisions.

3. User-friendly interface

An intuitive design that makes navigating the platform easy for all investors, promoting a sense of freedom and confidence.

4. Portfolio tracking

Tools to track and analyze your investment portfolio performance over time, empowering users to directly influence their financial future.

5. FINQ’s rankings and portfolios

• FINQFULL: Offers a comprehensive, daily updated ranking of all S&P 500 stocks. This system simplifies the evaluation of over 500 stocks, enabling investors to gauge the relative attractiveness of each stock on a continuous basis.
• FINQFIRST: A unique AI-based portfolio featuring the top-ranked stocks to buy, based on our STOCKS-AI ranking system that generates daily a full S&P ranking (1-500) and then compiles a portfolio of 10 stocks that always rank at the top. This portfolio provides continuous insights on what to buy and sell in its place, when, and how much, and it also empowers investment decision-making by helping investors seeking upward trends to utilize comprehensive resources and manage uncertainty and emotional balance.
• FINQLAST: A unique AI-based portfolio featuring the bottom-ranked stocks to short-sell, based on our STOCKS-AI ranking system that generates daily a full S&P ranking (1-500) and then compiles a portfolio of 10 stocks that always rank at the bottom. This portfolio provides insights on what to sell short and close short (buy) in its place, when, and how much. It is ideal for hedging or anticipating market downturns by providing strategic knowledge for navigating overpriced markets and protecting assets.

• FINQEDGE: A unique AI-based portfolio featuring top- and bottom-ranked stocks that balance long and short positions to maintain a 50%-50% strategy. Based on our STOCKS-AI ranking system that generates a full S&P ranking (1-500) daily, we compile a portfolio that ensures equal allocation of the top 10 stocks to buy and the bottom 10 stocks to short-sell. This market-neutral approach helps investors manage risk and optimize returns by providing balanced exposure to market trends, which is ideal for those seeking stability in both upward and downward market conditions.

6. Navigating the platform

• Accessing the dashboard: Start with the FINQ “STOCKS DEPOT” to glimpse both FINQFULL and the stock portfolios. From there, you can explore each portfolio in greater detail. This interactive display includes a chart comparing the performance of each FINQ portfolio against the S&P 500 since August 25, 2022, providing a snapshot of its strategy’s effectiveness over time.

• Email notifications: Keep up-to-date with emails that reflect the most recent adjustments informed by STOCKS-AI insights. These communications provide updates on the FINQFIRST (Top 10 stocks) and FINQLAST (Bottom 10 stocks) portfolios, including which stocks have exited the rankings. To discover which have replaced them and learn the reasons behind these changes, you visit the site.
• Transaction history: Explore the detailed transaction history for each of FINQ’s portfolios: FINQFIRST, FINQLAST, and FINQEDGE. You can also find out when the STOCKS-AI decided to buy or sell, and the amount of the specific stock involved. All portfolio histories are tracked based on an initial investment of $100,000.

• Portfolio page: Below the main chart, boxes for each portfolio—like FINQFIRST, FINQLAST, and FINQEDGE—allow you to view specific stock rankings and detailed performance charts. This section helps you choose and customize portfolios to align with your financial goals and investment style.

• Timeframe filters: On every portfolio page, you can filter the chart performance using various timeframes such as 1-year, Year-to-Date (YTD), 1-month, and 5-day. This feature allows you to evaluate how recent events or broader trends influence stock performance.

• Rankings and scores: Stocks are ranked from 1 to 500 based on a synthesis of insights—Professional Wisdom from financial experts, Crowd Wisdom from media and social platforms, and solid company Fundamentals. Detailed history and evolution of these scores are provided for each stock, helping you track changes over time and understand the driving factors behind each ranking.

• Sector-specific insights: In the FINQFULL system, you can also view stocks segmented by sector, allowing for a targeted analysis that aligns with your sectoral investment preferences.

• Analyzing individual stocks: FINQ enables users to analyze individual stocks through detailed scoring based on three key categories:
  • Professional Wisdom: Insights from financial experts.
  • Crowd Wisdom: Sentiment from social media and non-professional sources.
  • Fundamentals: Financial health metrics like income statements and company growth.
  • By examining these scores, users can see how a stock ranks in each category, providing a comprehensive view to make informed investment decisions.
  • Consider Salesforce (CRM) as an example. On May 24, it ranked number 4 in FINQFIRST with scores of 89 in Professional Wisdom, 50 in Crowd Wisdom, and 100 in Fundamentals.

• For comparison, on November 15, 2023, Salesforce was ranked 35, showcasing shifts in market perception and company performance.

FINQ Review: How does it work?

1. Sign up
   • Create an account using your email or social media.

2. Explore educational content
   • Browse through the educational resources to build your knowledge, empowering you with the insights needed to make confident decisions.

3. Explore FINQ’s portfolios
   • Investigate FINQ’s three portfolios: FINQFIRST, FINQLAST, and FINQEDGE, each offering a unique investment strategy, and FINQFULL, which provides a comprehensive ranking of all S&P 500 stocks.

• FINQFIRST – As of May 24, 2024, its lifetime-to-date performance is 58.65% compared to the S&P 500’s 26.33%.
• FINQLAST – As of May 24, 2024, its lifetime-to-date performance is 15.12% compared to the S&P 500’s Short Index’s -26.33%.
• FINQEDGE – As of May 24, 2024, its lifetime-to-date performance is 46.11% compared to the market-neutral index 11.39%.

4. Start investing
   • Use the insights and data provided to make informed investment choices, empowering your financial future.

Comparison with other products

FINQ vs. Tipranks

Comparing FINQ to TipRanks is like comparing ChatGPT to Google—each serves different needs. TipRanks offers a broad view through quantitative analysis, while FINQ excels with AI-driven, precise rankings that provide clear, actionable insights for strategic investing. This makes FINQ a transformative platform that goes beyond traditional data analysis to empower investors with the knowledge for informed decision-making, marking a new era in smart investing.

FINQ vs. Morningstar

FINQ transforms raw data into actionable insights through AI, offering practical intelligence for strategic investing. In contrast, Morningstar remains a traditional research tool, rich in data but lacking immediate, practical insights. FINQ stands out by helping investors adapt to market changes continuously, making it the go-to choice for those seeking an intuitive and informed investment experience.

FINQ Review: User experience

Platform availability

FINQ is available on web and mobile platforms, ensuring accessibility across devices and fostering a sense of freedom.

Ease of use

Designed for all investors with easy navigation and user-friendly design, empowering users to feel confident from the start.

FINQ Review: Performance and security

Performance

FINQ’s platform processes data continuously, ensuring users receive up-to-date information, fostering confidence in the reliability of their insights.

Security

FINQ ensures the security of user data through advanced measures such as encrypted communication, stringent login identification, regular security audits, and continuous monitoring. The platform also employs robust protection components and conducts rigorous security tests to safeguard user privacy and data integrity.

FINQ Pricing

Free plan:

• Access to basic features and educational content from the website directly.

Stocks DIY:

• $50 per month, billed annually with no commitment. Cancel anytime.
• Secure a 20% discount for yearly access to our STOCKS DEPOT.
• Includes:
  • STOCKS DEPOT
    Daily-updated ranking of all S&P 500 stocks
  • FINQFIRST portfolio – Our top 10 stocks to buy (long strategy)
  • FINQLAST portfolio – Our top 10 stocks to short-sell (short strategy)
  • FINQEDGE portfolio – Our top 20 stocks for market-neutral position

Upcoming: FINQ-managed account:

• 1% yearly, billed quarterly with no commitment. Cancel anytime.
• FINQ will do the work for you. Let us handle your portfolio A to Z.
• Open an account, choose your investment sum, and let us manage it.
• Includes:
  • STOCKS DEPOT
    Daily-updated ranking of all S&P 500 stocks
  • FINQFIRST portfolio – Our top 10 stocks to buy (long strategy)
  • FINQLAST portfolio – Our top 10 stocks to short-sell (short strategy)
  • FINQEDGE portfolio – Our top 10 stocks to buy + 10 to short-sell (dual strategy)
  • Hassle-free execution of any investment strategy
  • Maximum potential returns
    When short-selling, we typically invest 70-80 cents for every $1 position (with adjustments directed by brokers)

FINQ Review: Pros and cons

Pros:

• Easy to use for all investors.
• Extensive educational resources.
• Continuous data analysis and insights.
• Strong community support.

Cons:

• Advanced features require a premium subscription.

FINQ Review: Conclusion

FINQ stands out as a powerful and innovative AI-powered investment platform that empowers investors of all levels with data-driven insights and objective investment insights. By replacing outdated human intermediaries with cutting-edge technology and comprehensive data analysis, FINQ provides users with a platform to make informed investment decisions confidently and independently.

The platform’s user-friendly interface, extensive educational resources, and supportive community make it accessible and valuable for both novice and experienced investors. FINQ’s relative and continuous data analysis, along with its unique portfolios and comprehensive market rankings, enable users to stay ahead of market trends and maximize their investment potential.

With flexible pricing options and a commitment to transparency and security, FINQ offers a reliable and effective solution for anyone looking to enhance their investment strategies and achieve financial growth. Whether you are looking to start your investment journey or refine your current approach, FINQ provides the insights and support necessary to succeed in the ever-changing financial landscape.

FAQs (frequently asked questions)